PNB Housing Finance Powers PMAY-U 2.0 and Financial Inclusion to Accelerate Housing Development in Maharashtra

Pune : PNB Housing Finance Limited, one of India’s leading housing finance
companies, reaffirmed its commitment to supporting homeownership in Maharashtra, with a
continued emphasis on enabling customers to benefit from the Pradhan Mantri Awas Yojana
(PMAY). As part of its strategic focus on PMAY-U 2.0, PNB Housing Finance is helping families –
especially first-time buyers – navigate their home-purchasing journey seamlessly, while supporting
the government’s broader ‘Housing for All’ vision.
PNB Housing’s affordable housing solution, Roshni Home Loans, caters to low- and middle-income
households aspiring to begin their homeownership journey, particularly in semi-urban and emerging
regions of the country. Maharashtra remains a key growth region, supported by a strong network
of 47 branches, including 25 dedicated Roshni branches. The company also offers tailored solutions
for the informal and self-employed segments through its affordable housing and emerging markets
lending solutions, thus widening the reach of housing finance beyond traditional income
documentation.
Commenting on the Company’s direction, Jatul Anand, Executive Director, PNB Housing Finance,
said: “We deeply appreciate the Government’s visionary initiatives like PMAY-U 2.0, which
have transformed the housing landscape and brought people closer to their dream of home
ownership. Maharashtra has emerged as one of our most promising growth centres, and we
are proud to support the mission of simplifying access to home loans for consumers here.
We remain committed to driving financial inclusion by creating awareness among citizens
about the PMAY-U 2.0 scheme and enabling interest subsidy benefits, thus contributing to
the larger goal of nation building and Viksit Bharat.”
To amplify awareness and encourage adoption of PMAY-U 2.0, PNB Housing Finance will intensify
mass-outreach campaigns across Maharashtra, including interactive sessions in semi-urban districts
and targeted programmes for listed beneficiaries. These initiatives aim to help aspiring
homeowners understand their eligibility, interest-subsidy benefits, and the end-to-end process for
availing PMAY-linked loans through trusted lending partners such as PNB Housing Finance.
The Company continues to advance its digital transformation journey, offering a seamless customer
experience through a cutting-edge tech stack and omnichannel presence. It recently secured a
credit rating upgrade from ‘IND AA+’ to ‘IND AAA’ from India Ratings, demonstrating sustained
financial strength and asset-quality improvement. With a roadmap to achieving a ₹1 lakh crore-loan
book by FY27 and a pan India network of over 500 branches, PNB Housing Finance remains focused
on driving housing-led development.